The City participates in the National Flood Insurance Program. This program makes federally backed flood insurance available for all buildings, whether they are in a designated floodplain or not. Flood insurance covers direct losses caused by surface flooding, due to either a creek overflowing its banks or a local drainage event.
Areas within the City which would be subject to surface flooding during a 100-year storm event are depicted on a Flood Insurance Rate Map (FIRM). The area of flooding is defined as a Special Flood Hazard Area. The map is printed periodically by the Federal Emergency Management Agency and made available to a local map repository for distribution to the public. In the case of Louisville, a series of FIRM maps which cover Louisville are held at the Planning Department in City Hall, 749 Main Street.
If you are a resident or building owner in Louisville and would like to review a map to evaluate the location of the flood areas in relation to a specific property, please contact the Planning Department, 303.335.4592. You may also contact the Planning Department and staff can make a determination as to the flood zone in which the property is located.
Development in the flood regulatory district requires prior approval of a Floodplain Development Permit. The Board of Adjustment has jurisdiction over such permits.
Additional resources to assist you in the administration of the City’s floodplain regulations are also available through the Building and Engineering Divisions.