About the Affordable Care Act
The Patient Protection and Affordable Care Act, often referred to as the Affordable Care Act (ACA) became federal law in 2010. As of January 1, 2014, individuals have been required to have health insurance. There are exemptions to this requirement, and the Internal Revenue Service (IRS) is responsible for overseeing that the requirements are followed. This new program is confusing to many people, but there are resources available to assist you in understanding the provisions and your options. It is estimated that there are 35,000 uninsured people in Boulder County who will be eligible for health insurance under the expanded provisions in the ACA.
State of Colorado Resources
Connect for Health Colorado
Connect for Health Colorado is a new health insurance marketplace for individuals, families, and small employers across Colorado.
This online marketplace includes a support network of Customer Service Center Representatives, Health Coverage Guides, and licensed brokers to help Coloradans find the best health plan for their needs.
Connect for Health Colorado is also the only place where Coloradans can find out if they are eligible for new federal financial assistance, based on income, and use the benefits right away. If you need assistance to understand, compare, or purchase a health insurance plan, there is free help available:
- Agents and Brokers
A licensed health insurance agent or broker provides employers, individuals, and families, assistance and expert advice with comparing health plans, evaluating benefits and purchasing coverage. Agents and brokers will be paid commissions by carriers, which will be the same inside and outside of Connect for Health Colorado.
- Health Coverage Guides
Certified Health Coverage Guides across Colorado provide in-person education and help—at no cost—to individuals and small employers applying for health insurance coverage. Health Coverage Guides are not paid commissions and their job is to provide unbiased assistance with plan evaluation and the health coverage application process.
There are many financial assistance benefits available to individuals, families, and small business:
- Financial Help
Connect for Health Colorado is the only place where Coloradans can access new federal financial assistance, based on income and other factors, to reduce costs. You may also qualify for health plans with lower “out-of-pocket” expenses such as co-payments and deductibles.
Colorado Consumer Health Initiative
CCHI is a statewide, non-partisan, non-profit coalition of organizational and individual members, representing well over 500,000 Coloradans. CCHI acts as a representative of the policy and advocacy priorities of its members at the legislature and in the community to influence and shape effective health care policy on behalf of consumers.
Boulder County Resources
Boulder County Housing & Human Services
The certified assistance site for 'Connect for Health Colorado'. Also provides links to other health insurance and assistance information and programs.